I am visiting Greece but unfortunately I do not have my European Health Insurance Card (EHIC)
with me. I need a doctor. What can I do?
Insured European citizens who do not carry with them their European Health Insurance Card
at the time of receiving necessary treatment or insured European citizens who choose to
receive healthcare treatment from a health provider outside of the structures of PEDY Units
(National Primary Healthcare Network) or outside of the structures of the National Health
System (NHS) or outside of EOPYY contracted providers network, are required to pay
privately for the healthcare services they receive.
Provided that the European citizens, who received healthcare treatment which they paid for
privately, fulfill all the necessary conditions to be entitled to sickness benefits in kind
in the Member State of stay, they are able upon returning to their country to apply for
reimbursement following the process defined and in accordance with article 25.B.4, 25.B.5
and 25.C.10 of the Implementing Regulation (EC) No 987/2009 of the European Parliament & of
the Council (though the use of E126 form).
The insured European citizens, who pay privately the expenses for necessary healthcare treatment,
should obtain all the necessary documents in order to submit them to their health insurance
provider in order to be processed and assessed for reimbursement. These documents include a
medical diagnosis provided by the doctor for the specific medical condition of the patient and
the corresponding invoice / proof of payment for each medical condition / provision duly signed
and stamped. Furthermore, in case that medication has been paid privately, the medical
prescription and the proof of payment from the drugstore are necessary to be obtained.
It is important to note that when applicable, co-payments (patient contribution) or any other
type of costs that, according to National Legislation, burdens financially the Greek insured
citizens for the benefits in kind provided (primary and secondary healthcare), are paid
privately from all patients (pursuant to the European Regulations the insured person is
entitled to benefits in kind on the same terms as those applicable to persons insured under
the legislation of the Member State of stay), unless otherwise specified.
Special reference should be made for the cases that insured European citizens specifically choose
to make use of the
on the application of patients’ rights in cross-border healthcare.